FILE PHOTO: A combination of photographs shows people using automated teller machines (ATMs) at Australia’s “Big Four” banks – Australia and New Zealand Banking Group Ltd (bottom R), Commonwealth Bank of Australia (top R), National Australia Bank Ltd (bottom L) and Westpac Banking Corp (top L). The banks are due to report another series of bumper profits in coming weeks after posting a record combined A$13.2 billion cash profit in the first half. REUTERS/Staff